About us

You’ve reached the point in life where you’re in control. As you continue charting your course, we’re right there with you providing the resources you need to live your best life. From the moment you open a Bread Savings™ account, our tools and customer care team make managing your money a pleasure instead of a process.

SAVE WITH US AND YOU CAN LOOK FORWARD TO:

 
  • Saving more with top competitive rates1 so you can realize your passions for a better life
  • Opening an online account within minutes
  • Savings are FDIC insured so your money is fully protected up to the maximum allowed by law2
  • We monitor and compete with the highest APYs1, so you don’t need to shop around
  • Interest is accrued and compounded daily
  • No monthly maintenance fees and no hidden fees
  • Elevated customer care

YOUR SAFETY AND SECURITY ARE EVERYTHING

When you open an account with Bread Savings, you can rest assured knowing your deposits are FDIC insured. The FDIC coverage limit is $250,000 per depositor, per ownership category. Deposits held in different ownership categories are separately insured, up to at least $250,000, even if held at the same bank. Detailed information about your specific deposit insurance coverage is available on the FDIC website at fdic.gov. The site allows you to access the Electronic Deposit Insurance Estimator (EDIE) and enter information about your accounts.

We also take numerous measures to protect your identity. You’ll notice some of those safeguards as you interact with us. For example, we require you to authenticate your identity for all information requests and transactions. Other safeguards happen behind the scenes, like monitoring our systems around the clock to keep your personal information private. We’re a company you can count on. Whether you’re making transactions online or through our app, you can bank with confidence.


MORE ABOUT BREAD SAVINGS

Bread Savings is part of Bread Financial, a tech-forward financial services company. We think outside the bank, offering you simple, personalized saving solutions. Our high-yield savings accounts and certificate of deposit (CD) accounts help you save more with competitive rates1. With a Bread Savings account, you’ll experience a simplified banking experience and elevated customer care, providing you what you need to lead the life you want.