High-Yield Savings Account

A Comenity Direct High-Yield Savings Account gives you the best of both worlds: highly competitive rates and access to your funds any time you need them.†  Make up to 6 withdrawals a month, and open an account in just minutes. The sooner you do, the sooner you can start maximizing your savings and every moment they make possible.

High-Yield Savings Account Highlights


  •  0.55% APY*
  •  0.55% Interest Rate


  • $100 minimum opening balance
  • FDIC insured§
  • Maximum deposit balance limit of $10 million per
    Account holder


  • Accrued and compounded daily
  • Credited and posted monthly


  • No hidden fees so you save more
  • Free monthly maintenance
  • Free ACH transfers
  • Free online statements
  • Free incoming wire transfers
  • Unlimited deposits via mobile check capture and ACH transfer
  • $25 per outgoing wire transfer
  • $15 per official check request
  • $5 per paper statement request

Start maximizing your savings in just minutes

  1. Fill out a quick application. Just some basic information and funding details.
  2. Transfer $100 or more into your account.
  3. Start saving.

When you transfer money into your account from an existing bank, your Comenity Direct High-Yield Savings Account will immediately start earning interest.

Prefer to speak to us directly? Call 1-833-755-4354 and one of our customer care representatives will be happy to help you get started.

Comenity Direct Care Center

Weekdays 7 a.m. - 11 p.m. CT

Weekends & Most Holidays 9 a.m. - 5 p.m. CT