High-Yield Savings Account

A Comenity Direct High-Yield Savings Account gives you the best of both worlds: highly competitive rates and access to your funds any time you need them.†  Open an account in just minutes. The sooner you do, the sooner you can start maximizing your savings and every moment they make possible.

High-Yield Savings Account Highlights


  •  0.55% APY*
  •  0.55% Interest Rate


  • $100 minimum opening balance
  • FDIC insured§
  • Maximum deposit limit of $1 million per account and $10 million limit per customer


  • Accrued and compounded daily
  • Credited and posted monthly


  • No hidden fees so you save more
  • Free monthly maintenance
  • Free ACH transfers
  • Free online statements
  • Free incoming wire transfers
  • Unlimited deposits via mobile check capture and ACH transfer
  • $25 per outgoing wire transfer
  • $15 per official check request
  • $5 per paper statement request

Start maximizing your savings in just minutes

  1. Fill out a quick application. Just some basic information and funding details.
  2. Transfer $100 or more into your account.
  3. Start saving.

When you transfer money into your account from an existing bank, your Comenity Direct High-Yield Savings Account will immediately start earning interest.

Prefer to speak to us directly? Call 1-833-755-4354 and one of our customer care representatives will be happy to help you get started.

Comenity Direct Care Center

Weekdays 7 a.m. - 11 p.m. CT

Weekends & Most Holidays 9 a.m. - 5 p.m. CT